Below, you’ll find answers to our most common questions.

If you have a question that you can’t find the answer to, please contact us.

  • Who do you work with?

    We work with people in all stages of life: young professionals, families, retirees, recently widowed people, small business owners, and more, each with their own unique financial goals and challenges.

  • Do I need a certain amount of wealth to work with you?

    No, we don’t just work with people who are already wealthy; we work with people at different stages of their journey toward building wealth. In the rare cases where we are not able to help you directly, we will be sure to connect you with someone who can.

  • How are you different from other financial planners?

    Unlike a large financial firm—where you might call a 1-800 number to have questions answered by someone you have never met—we provide a level of deeply personalized service. We take all aspects of you and your life into account, while providing flexibility for you to grow and continue to meet your goals over time.

    We know money is emotional, and we form relationships to develop comfort to have crucial conversations and make tough decisions. Our pricing structure reinforces this. We truly care about our clients and are motivated and inspired by helping them proactively plan for whatever life has in store.

  • Do I need to live in Philadelphia to work with you?

    No, we are happy to work with you remotely. We are currently licensed to work with residents in 22 states including AZ, CA, CT, DC, DE, FL, GA, ID, IL, MA, MD, MN, NE, NJ, NM, NY, NC, OH, OR, PA, SC, TX, UT, VA, WA and WI.

  • What does it mean to hold the CERTIFIED FINANCIAL PLANNER™ certification?

    The CERTIFIED FINANCIAL PLANNER™ certification is a professional certification from the Certified Financial Planner Board of Standards, Inc. A CFP® practitioner is required to adhere to rigorous professional standards, including a Code of Ethics and Standards of Conduct, that affirm they will always act in the best interest of the client when providing financial advice. CFP® practitioners must complete a comprehensive financial planning curriculum and pass an exam. Once certified, they are required to complete continuing education coursework to ensure their competence. Barry Rucks, Matthew Silverhardt, and Nicholas Porretta each hold the CERTIFIED FINANCIAL PLANNER™ certification.

    Learn more about the CERTIFIED FINANCIAL PLANNER™ certification >

  • What does it mean to hold the Chartered Financial Analyst® designation?

    The Chartered Financial Analyst® designation is a professional certification that is considered by many to be the gold standard in the investment industry. The designation is conferred by the CFA® Institute, a global organization of more than 100,000 financial professionals dedicated to ensuring high educational, ethical, and professional standards. CFA® charterholders must complete extensive educational training and pass three levels of exams covering areas such as ethics, economics, and security analysis. In addition, they must adhere to rigorous professional standards of conduct. Matthew Silverhardt holds the Chartered Financial Analyst® designation.

    Learn more about the Chartered Financial Analyst® designation >